Business Protection

Running a business can be hard enough without then having to worry about yourself getting ill or a valued member of your team passing away.

All of these aspects can have not only an impact on the families but also a huge impact on the income for the business. Lets make sure the right people are protected in the right way, keeping the business thriving.

If you get in touch with us you will be matched with one of our specialist Business Protection advisers. 

They will want to hear in detail everything about the business, it’s setup and it’s staff members, whether that be you as a sole director with no staff right through to complex shareholdings or partnerships, multiple directors and 100’s of employees. 

We can look at aspects such as:

  • Key Person Cover
  • Business Loan Protection
  • Executive Income Protection

 

This is where Bluewave Mortgages and Protection can assist you. Simply reach out to us via phone, messenger, or email, and we’ll schedule an initial consultation, either in person if one of our advisers is local to you, over the phone or via video call anywhere in the UK.

London Citys skyscrapers

It’s free to speak with a mortgage advisor
5 days a week, 9am – 6pm

Get in touch

01905 571140

Facebook
X
LinkedIn
Google-Reviews

Personal Protection

What is Income Protection?

This pays you a monthly income, if you are unable to work yet your employer has stopped paying you sick pay.

High Net Worth

Having the income to enable you to buy a multi-million pound property, most think it should be each to obtain a mortgage if you are High Net Worth, however bank criteria tends to be a lot stricter as well as the individuals income can normally be more complex.

Google Reviews...

“A testimonial from a client who benefited from your product or service. Testimonials can be a highly effective way of establishing credibility and increasing your company's reputation.”
Client Name
“A testimonial from a client who benefited from your product or service. Testimonials can be a highly effective way of establishing credibility and increasing your company's reputation.”
Client Name
“A testimonial from a client who benefited from your product or service. Testimonials can be a highly effective way of establishing credibility and increasing your company's reputation.”
Client Name

Mortgage Protection & Life Insurance FAQ's

Nope it certainly isn’t however depending on your circumstance it could be recommended. Your adviser will make the best recommendation they feel is best suited to your personal and/or family situation.
This is very personal and depends on many factors, as a rule the younger you are, the cheaper it will be. Premiums can also vary depending on factors such as past/current health, smoker status and occupation.
Everybody is different hence your adviser will make the best recommendation suited to you, your circumstances and employers sick pay benefits. Ie a single personal with no dependants may not need life insurance however if they receive no sick pay from the employer replacing that income if off work sick could be the priority.
This is very much dependant on the illness, when it was and the insurance provider. Sometimes yes we can obtain cover but the premiums could be higher. This is why we use a panel of insurance companies who are the most reputable in the UK to ensure we are able to obtain the best level of protection that suits you.

Normally down to one of two things:
“It won’t happen to me” syndrome… and the perception of it being far too expensive. People will pay for phone, TV and washing machine insurance but won’t pay for life insurance. The fact is YOU are a lot more valuable that these material items. So then it comes down to an individuals priorities, unfortunately for some SkyTV can be more important than protecting their family.

Feel free to get in touch - One of the team will get back to you right away.